Amanda Petersen was living the good life in suburban Detroit. As a senior executive in a real estate development firm, the 40-year-old mother of two was the family breadwinner. Petersen’s $200K job paid a generous bonus, offered stock options and a profit-sharing plan that meant private school for the kid, enabled her to go on trips with her firefighter husband, throw parties, and lavish gifts on family and friends. Laid off last spring, Petersen felt clobbered.

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